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First Step-

 

STOP thinking you have to use Hard Money or Private Money to buy an investment property!!

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One of the biggest pitfalls home and commercial property buyers of any kind make is searching for a property prior to securing financing and then rushing to find funding. This can cost $1000's of extra dollars, capture you in short term loan options, and not to mention, your interest rate can be through the roof!

 

This is what the Fast Paced Investor seminar industry has coached many starting out at the " How to be an investor " workshops.

 

Once you meet with with one of our experienced Loan advisors, we can help analyze what your best options can be to secure funding. Many times, submitting your credit report, with your 2 years of W2's or taxes and most current two Bank statements can help you obtain a pre-approval in addition to opening up many other lending opportunity all the while saving you money from all the harsh " quick lending options".  A true pre-approval or proof of fund,  typically doesn't take longer then 2-3 day to obtain. Potential "Hot Deals" can be missed because your lending predetermining approval isn't ready so why wait?? Let us review your financials and credit now to have the ability and advance on a good deal at a moment’s notice.

 

Another problem with searching before being "pre-approved" is that you don’t actually know how much money you qualify for and it would be disappointing to look at houses, building, mixed-use properties at one price range, only to find out that you qualify for much less. Getting pre-approved allows you to make an educated decision about the investment property you plan to buy.​

 

Once you receive your pre-approval, go shopping!

 

Now that your investing in properties, fixing them up, and looking to prosper from your real estate find, keep in mind how much repairs may cost you. Know your market for the area by doing a little research and ask around about the location to understand what the neighborhood is like. 

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Here is a great tool to help you analyze repairs on your investment property, click here and feel free to download the calculator with  spreadsheet! 

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Loan programs can vary for every investor, be certain to give us a call   first!                                                   

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Investor & Commercial Real Estate options: 

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  • Single & Multi- family homes

  • Retail Shopping Plaza      

  • Fix & Flips                                    

  • Apartments

  • Doctor Offices

  • Mixed Use 

  • Gas  Stations

  • Building

  • Warehouse

  • Equipment

  • Line of credit for 12 months

  • Portfolio lending

  • International 

If you don't see it on this list, call, text, or send us an email! 

 

 

 

Document Choices for Lending Programs : 

 

  • Full Document

  • Lite Document 

  • Application and credit report 

  • Private Money  

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